Medicaid Estate Recovery

Posted on October 29, 2010


After Myron passed away after spending 9 years in a nursing home, the state put a lien on his assets that were left to his children in the will. The state wanted to be reimbursed for the monies that they spent on Myron’s care through the Medicaid program.

Had Myron’s wife still been alive, or if he’d had adult disabled children, the state would not have billed Myron’s estate for what he “owed” them for his care. However, in Myron’s case, his wife was long passed away, and his children able-bodied.

Medicaid Estate Recovery is the action by a state government to collect money from the estate of a deceased Medicaid recipient as repayment for any long-term care services that were provided to the recipient and paid for by Medicaid while the recipient was over 55 years of age, or permanently institutionalized, regardless of age.

Myron’s bridge partner, Elliott, was horrified by this development, and not wanting to leave his kids without an inheritance, he joined in a Partnership for Long Term Care which is an insurance policy that can pay for the majority of costs when Elliott becomes infirm. If Elliott’s long term care monies run out, he then can apply for Medicaid, the U.S. insurance program for the indigent elderly and disabled.

Go to for more information.