Living Independently for the Elderly

Posted on November 4, 2010


Ohio Congresswoman Mary Rose Oakar greets form...

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A Continuing Care Retirement Community, or life care community is for elderly people who can live independently. As the elderly resident becomes more and more infirm, services can increase, until of course they are at the point where they need full-time nursing. Such a community should offer a home, with social life and exercise, much as the resident would get if they lived in their own home.

Some communities require a one time entrance fee, and others prefer a month to month payment. The Extensive agreement gives the senior lifetime health services without an increase in the monthly payment. Under the modified agreement you pay more for extra services, adding it on to your monthly payment. Under the Fee for Service agreement, residents may initially pay a lower amount, but are responsible for all costs of additional services as needed.

Retirement Living Information Center – this site provides useful background information about retirement living.

The American Association for Homes and Services for the Aging – a comprehensive site with information about financing, grassroots advocacy, its a collection of 5,500 non-profits working together for the seniors. Interesting site.

Medicare has a page on Types of Long-Term Care. Always read what Medicare says about elder care. Their decisions drive the entire discussion.

This web page has a listing of retirement homes in the Washington, DC area. There is no information about any of them, but sometimes a caregiver needs to cold call down a list of places to find something quickly. See the list at, a good web site generally for elder care information.

See for more details.  Christine Axsmith, Esq. is a Washington, DC – based attorney specializing in foreclosure fraud, illegal foreclosure, real estate fraud.  Her credentials can be viewed at her LinkedIn profile.  The Axsmith Law website has a wealth of information for review related to elder law and foreclosure prevention. 

Other sources of valuable information are the AARP website, the Federal Trade Commission website and the HUD website.  See Axsmith Law web site to speak to an attorney.